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Disclosures (Wicomico County, MD)

What Mintstone Lending Group is, who decides on a funding request, and what to check before accepting any offer.

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In short

Mintstone Lending Group in Salisbury, Maryland is a funding broker, not a lender. It matches funding requests with partners that review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing.

Mintstone Lending Group Is a Funding Broker, Not a Lender

Mintstone Lending Group does not lend, lease or advance its own money and does not make credit decisions. It takes a business's request by phone or form, discusses which funding types fit, and passes the request to funding partners that consider that kind of request.

Funding Partners Make Every Credit Decision

Only the funding partner decides whether to make an offer and sets its amount, price and terms. A partner may decline or offer something different from the request. Mintstone cannot change a partner's decision and does not promise any request an offer.

A Merchant Cash Advance Is Not a Loan

In a merchant cash advance, a provider buys a share of receipts the business will collect in the future. Amounts are collected from those receipts, and the cost is set by a factor rather than an interest rate.

Before Signing Any Offer

  • Read the full agreement and keep a signed copy.
  • Add up every fee and the total dollars paid or collected.
  • Check collateral, personal guarantees and prepayment clauses.
  • Ask the partner about anything unclear before signing.

By Mintstone Lending Group · Updated

Overlapping Topics

  • About Mintstone

    About Mintstone Lending Group in Salisbury, MD: what the service does, which costs it helps fund and where funding partners decide.

  • Ways to reach Mintstone

    Contact Mintstone Lending Group in Salisbury, MD: phone (667) 304-5623, the request form, and what to know before you call.

  • All Six Compared

    Business loans in Salisbury, MD compared: working capital, term loans, credit lines, inventory and equipment funding…

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